Prepaid metering for PG/co-living — the practical setup guide

Encharge & PG billing · 9 min read · Updated 2026-04-21
TL;DR

A successful prepaid deployment needs: room-wise sub-meters, a separate common-area meter, a clear split rule, and simple UPI recharges with transparent receipts. Do this and collection hits 100% with fewer disputes.

What a correct prepaid PG setup looks like

  • Room-wise metering (single-phase) per room
  • Common-area metering (often three-phase) for lifts/pumps/corridors
  • Tariff mapping aligned to your utility bill
  • Tenant recharge via UPI + audit-proof receipts
  • Grace rules and automated disconnect/reconnect

Common mistakes to avoid

  • Not separating common area → endless arguments
  • Charging a markup above tariff → tenant conflict and compliance risk
  • No DG costing model → unfair backup billing
  • Manual exceptions without audit trail → mistrust

Frequently asked questions

Can I do prepaid without cutting power at zero balance?

Yes. Most systems support low-balance alerts and grace periods before disconnect.

How do tenants recharge?

UPI is the simplest. Tenants can also use cards/wallets depending on the setup. Receipts should be instant and itemised.

How do I handle shared rooms?

You can split room usage per headcount or per rent agreement. Systems like Encharge support per-room rules.

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